JM Finacial Products Limited Tranche II

Started in 1984 under the brand name JM Financial, JM Financial Products Limited is a Non - Deposit Taking NBFC authorised by RBI. The company is engaged in providing financial services mainly in the area of vehicle leasing and lease syndication. The company offers a gamut of financial services through participation in securities lending, distribution, issuance, and syndication. Products:Based on customer needs, the company offers secured and unsecured loans. The company principally works in the area of four asset classes which are fixed income division (real estate financing), fixed income division (structured financing), SME financing and capital market financing. 1. FID (structured financing)It comprises structured lending to companies in different sectors for secured lending, subordinated or mezzanine financing, promoter financing, property collateral, syndication and acquisition financing. 2. FID (real estate financing)It includes loan against commercial property or residential property or project or land or shares. 3. SME FinancingIn this segment, the loan is provided to small and medium enterprises for the project, institutional, and working capital purposes against education institutional and property lending. 4. Capital market financingIn capital market financing, loans are provided for ESOP financing, buy now sell later, arbitrage, margin trade financing, public offer financing, broker financing, and personal purposes. The company also offers unsecured loan to customers if the creditworthiness of the customer is good and purpose is acceptable. It has also ventured into housing finance business and real estate broking business under the brand name of JMFHL and Dwello, respectively. The competitive strengths of the company are:1. Diversified product portfolio2. Well-positioned in the industry with growing trends3. Good track record4. Firm lending book profile5. Multiple funding sources6. Strong credit profile Good Rating and lucrative coupon rates make this offer a worthy option for investors looking for long term fixed income. We give SUBSCRIBE rating to debt issue.

• 1 JM Financial Limited